I have over three years’ experience in the Mortgage industry and financial sector in beautiful Massachusetts. I am well versed in many types of loan options such as CHFA, FHA, VA and Conventional loans. Over the years, I’ve worked with a full range of borrowers; however, I especially enjoy working with first time homebuyers. I strive to make sure first time homebuyers are comfortable with their new home purchase and fully understand the mortgage transac [ read more... ]
Fixed Rate Mortgage: SMCU’s Fixed Rate Mortgage Loan features an interest rate that remains unchanged for the term of the loan, guaranteeing fixed payments. Fixed Rate Mortgage Loans are a popular choice for First Time Home Buyers, Home Purchasers, or Refinance Transactions. 1-4 Unit purchase or refinance transactions available on primary, second, and investment occupancy.
Adjustable Rate Mortgage: Adjustable Rate Mortgage, or ARM, features an interest rate that remains fixed for a period of time and then adjusts annually based on a preselected index, causing interest rates and payments to rise and [ read more... ]
SouthCoast Federal Credit Union housing loans just got even more affordable! For qualified borrowers, SouthCoast Federal Credit Union in conjunction with MassHousing now provides down payment assistance for up to 3% of the purchase price or $12,000, whichever is less. Down payment assistance is a 15 year, fixed rate loan at 1%!
Borrowers must be first time buyers and income cannot exceed 100% of the area median income (AMI) which varies by region. Down payment assistance is available on single family homes, condos and Planned Unit Developments (PUDs). Other eligibility criteria may apply.
For [ read more... ]
Since 1932, our approach has been to make banking simple and provide commonsense products and service that best meet the evolving needs and lifestyles of our members. With that spirit we invite all our members and community to refer to us as NBCU. As we continue to grow and move forward, our promise is as straightforward as our new name to make banking easy and transparent, and to play a valuable role in our community’s suc [ read more... ]
A home is the foundation upon which we build our lives.
2017 NeighborWorks Southern Mass video created by Sticky Story, Inc.
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As a MassHousing partner we can help provide a range of additional mortgage products and services specifically aimed at supporting affordable housing for homebuyers and homeowners in Massachusetts.
We pride ourselves on matching customers with the right mortgage product to help the approval process and increasing buying power. We offer convenient terms, competitive rates, and fast approvals; as well as knowledgeable Mortgage Specialists to answer any quest [ read more... ]
MassHousing can help!
MassHousing loans just got even more affordable! For qualified borrowers*, MassHousing now provides down payment assistance for up to 3% of the purchase price or $12,000, whichever is le [ read more... ]
LOOKING FOR AN INVESTMENT PROPERTY? FRMCU CAN HELP!
*Non-Owner Occupied Mortgages
*1-4 Unit Fixed Rates in the 5’s
*5+ Units 7/1 ARM in the 5’s
* No Mixed Use Prope [ read more... ]
Homeownership in a City you Love! The Buy Fall River Program. The Buy Cities Program combines mortgage funding from community banks and credit unions with MassHousing’s MIPlus™, mortgage insurance with mortgage payment protection, to promote homeownership in select Massachusetts cities in conjunction with the Fall River/New Bedford Housing Partne [ read more... ]
The City of New Bedford Department of Planning, Housing and Community Development
—The City has grant and loan funds available for you!
Are you a First Time Home Buyer interested in buying your first home?
Do you need repairs to your home or rental property?
Lead paint in your house or rental property?
Need accessibility modifications to your home?
All households must meet HUD income limits to be eligible for these programs. For more information, please call (508) 979-1500 or visit www.newbedford-ma.gov/planning-housing-community-development.
The City of New Bedford will be holding its next F [ read more... ]