Southern Mass Credit Union has affordable loan programs to assist Homebuyers purchasing their first homes.
• No Down Payment or 3% Down Payment Programs Available (credit terms may vary).
• Fixed Rate Mortgage Option.
• Down Payment Funds may be gifted in its entirety.
• 1 Unit Owner Occupied PurchaseTransactions.
• Mass Housing Partnership One (MHP-One)Program Available.
• Owner Occupied Only.
• Reduced Mortgage Insurance Rates Avai [ read more... ]

Fixed Rate First Mortgage Property must be Owner Occupied one to four family. Maximum dollar amount up to $700,000.00. Fees may apply. Property Insurance is required in an amount equal to or greater than the amount of the approved loan. Adjustable Rate Home Equity Line of Credit (HELOC) Owner Occupied Home Equity Line of Credit The maximum line of credit plus the outstanding first mortgage shall not exceed eighty percent (80%) of the appraised value of the real estate or seventy percent (70%) of the market value. Maximum dollar amount up to $175,000.00. Property insurance is required in an amount equal to or greater than the amount of the approved line of cred [ read more... ]

NeighborWorks® Housing Solutions is a non-profit counseling agency and believes that affordable housing and stable neighborhoods help individuals and families realize their full dignity and potential. We are a partnership of residents, businesses and local governments. Our mission: Health and well-being start with having a safe and affordable home in a stable and opportunity-rich community. We promote these conditions by developing housing, and by providing housing resources and education in collaboration with our partners in the public and private sec [ read more... ]

Making Homeownership a Reality.

Together with Massachusetts Housing Partnership, we can help provide a range of additional mortgage products and services specifically aimed at supporting affordable housing for home buyersand homeowners in Massachus [ read more... ]

MassHousing can help!
MassHousing loans just got even more affordable! For qualified borrowers*, MassHousing
provides down payment assistance for up to 5% of the purchase price or $15,000, whichever is [ read more... ]

Serviced locally by an Institution that’s been around more than 89 years
* No Application or Processing Fee
* Fast Turnaround
* Local Decision M [ read more... ]

Follow this link for a printable flyer. [ read more... ]